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SHARE DRAFT CHECKING ACCOUNT

No per-draft fees, no monthly service charges and no minimum balance penalties highlight this cornerstone account.

You purchase the style of draft you want, and each draft comes with a carbonless copy that duplicates the information for your personal use. Overdraft protection is available to help cover those unexpected "short on funds" occurrences at a minimal charge. You'll also receive monthly statements for easy balancing.

With your Allegius Share Draft Checking Account, you can have your entire pay deposited each payday from your employer. This convenient feature will better help you manage your time by not having to stand in a line to cash your payroll check. Employer payroll deduction is also available.

Members can pay their recurring bills through Electronic Funds Transfers, such as mortgage payments, insurance premiums or utilities. Income received, like investment income and dividends from certificates of deposits are deposited directly into this account on the designated day they are to be received. Using a convenient account such as this, there is no delay in receiving or using the funds.

Debit Cards (Dual Access Cards) are available to members who have a Share Draft Checking Account in good standing. With a Allegius debit card, purchases and ATM withdrawals can be made with the same card. The DAC saves the time writing checks for purchases or showing identification, then waiting for a merchant's representative to approve the check.

Automated Teller Machine (ATM) cards are available with the Regular Savings Account. Monies can be withdrawn at thousands of ATM machines throughout the world. When check cashing is out of the question or just short of cash, an ATM card can help.

DAC and ATM applications are available at all Allegius locations.

Members receive detailed monthly statements listing transactions which have been entered on the account. Statement transactions are dated in the order in which they clear the account.

 


 

Allegius is part of the Alliance One ATM Network. When using your Allegius Debit/ATM card at an ATM with the Alliance One logo, you will NOT be charged a third party fee from the financial institution who owns the ATM, usually ranging from $1.00 to $2.00.

Locate Alliance One ATMs.

 

 

 

© 2003-2007 Allegius Credit Union | Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured up to at least $100,000 and backed by the full faith and credit of the NCUA, an agency of the United States Government.

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