Allegius Credit Union

The Share Certificate Account offers a secure, insured investment with terms from six months to sixty (60) months. Share Certificates are offered with a minimum deposit of $1,000. Whether you are investing for a short term or over the long haul, this account will fit the need.

In addition to the Regular Share Certificate Savings Account, Individual Retirement Accounts (IRA) and Roth IRA Share Certificate Accounts are available with optional terms.

Members have the option of having dividends added to the Share Certificate Account or transferred to another account when dividends are paid.

EARLY WITHDRAWAL PENALTIES - shall be forfeiture of interest equal to the smaller of the following two (2) amounts:
1. Original Term of 12 months or less
a. dividends since day of issuance or renewal
b. ninety (90) days dividend, except for, certain early redemptions specified in the disclosure statement

2. Original Term of 12 months or more
a. dividends since day of issuance or renewal
b. One hundred eighty (180) days dividend, except for, certain early redemptions specified in the disclosure statement

NOTE: Regular and Roth IRA Certificates may have additional penalties assessed by the Internal Revenue Service.

Members receive detailed monthly statements listing transactions which have been entered on the account.

Allegius is part of the Alliance One ATM Network. When using your Allegius Debit/ATM card at an ATM with the Alliance One logo, you will NOT be charged a third party fee from the financial institution who owns the ATM, usually ranging from $1.00 to $2.00.

Locate Alliance One ATMs.

Your savings federally insured up to at least $100,000 and backed by the full faith and credit of the NCUA, an agency of the United States Government.