|
Allegius Credit Union, your member
owned financial institution, is committed to providing
you with competitive products and services to meet your
financial needs and help you reach your goals. We are
equally committed to protecting the privacy of our members.
Under federal law, we are required to give you this privacy
notice. It describes our credit union's privacy policy
and practices concerning the personal information we
collect and disclose about our members. It also includes
information about the parties who receive personal and
sometimes nonpublic information from us as we conduct
the business of the credit union. These practices are
followed by the credit union and its affiliates, and
therefore this notice will be applied to both.
After reading this notice and you have questions,
please contact us at:
1-219-787-8049
Information We Collect About You
We collect nonpublic personal information about you from the following
sources:
- Information received from you on applications
and other forms
- Information about your transactions with
us or our affiliates
- Information received from consumer reporting
agencies
- Information obtained when verifying information
provided on applications or other forms.
- Information can be obtained from your
past or present employers, or other institutions where
financial transactions have been conducted.
We may disclose all information collected
as described above, or as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information about you to the following
types of third parties:
Financial service providers, such as insurance
companies, mortgage service companies, and securities broker-dealers.
Non-financial companies, such as consumer
reporting agencies, data processors, check/share draft
printers, financial statement publishers, retailers, plastic
card processors, direct marketers, non-profit organizations
and government agencies.
Allegius Credit Union and its affiliates
may also work closely to offer products and services to
meet our member needs. As a result, we may also share your
nonpublic personal information with each other as permitted
by law.
Disclosure of Information to Parties That
Provide Services to Us
In order for us to conduct the business of the credit union, we may disclose
all of the information we collect, as described above, to companies that
perform marketing or other services on our behalf or to other financial
institutions we have joint marketing agreements with so that we may provide
members competitive products and services that will meet financial goals.
We may also disclose nonpublic personal information about you under circumstances
as permitted or required by law. These disclosures typically include
information to process transactions on your behalf, conduct the operations
of our credit union, or protect the security of our financial records.
To protect our members' privacy, we only
work with companies that agree to maintain strong confidentiality
protections and limit the usage of information we provide.
We do not permit these companies to sell the information
we provide to other third parties.
How We Protect Your Information
Nonpublic personal information about you is restricted to those employees
who need to know that information to provide you with the various products
and services offered. Federal regulations require us to maintain physical,
electronic and procedural safeguards that protect your nonpublic personal
information.
What Members Can Do To Help
Allegius Credit Union is committed to protecting the
privacy of its members. By following the guidelines below, members
can help protect their personal information.
Protect your account numbers, plastic card
numbers, personal identification numbers (PIN) and passwords
as if they were cash. Never keep PIN or passwords with
your plastic cards that will provide others with account
access if they are stolen.
Be cautious when disclosing account numbers,
social security numbers or other information to others.
If someone calls you, explains the call is on behalf of
the credit union and asks for your account number, you
should beware. Official credit union staff has access to
your personal information and need not ask you for it.
By keeping your information current
with us, we will be able to reach you immediately if
suspicious or unauthorized activity is detected on your
account. If your address or phone number changes, please
let us know.
Employees may require members to show identification or provide other
information in order to determine authorized transactions on accounts.
We are here to serve you, please contact us if you have any questions.
|
