ALLEGIUS CREDIT UNION PRIVACY POLICY

FACTS:  WHAT DOES ALLEGIUS CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

* Social Security Number and Income
* Payment History and Account Balances
* Account Transactions and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Allegius Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information
Does Allegius Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes

Questions?
Call 800-537-8386 or go to www.allegius.org

What we do
Who is providing this notice? Allegius Credit Union
How does Allegius Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Allegius Credit Union collect my personal information? We collect your personal information, for example, when you:

* Open a Membership
* Deposit Money
* Apply for a Loan
* Apply for a Debit Card
* Wire Transfer Funds

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:

* sharing for affiliates' everyday business purposes - information about your creditworthiness
* affiliates from using your information to market to you
* sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Allegius Credit Union does not have any affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include insurance companies, service providers, co-branded partners, and data processors.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. We do NOT permit these companies to sell the information we provide to other third parties.
Other Important Information
Please Note:
1.) If you are a NEW member, we can begin sharing your information 30 days from the date you received this notice.
2.) When you are no longer our member, we continue to share your information as described in this notice.
3.) However, you can contact us any time to limit our sharing. To protect our member's privacy we only work with companies that agree to maintain strong confidentiality protections and we limit the usage of the information we provide.

Updated 10/1/2013