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Share Certificates (CDs)

Invest in a sure thing with an Allegius Share Certificate. Just choose your term, lock in your rate, and wait for your payday.

Rates

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Key Features

  • Guaranteed Returns
  • Competitive Dividends
  • No Setup or Maintenance Fees
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  • Fixed rates, higher than standard savings
    • Receive higher rates by selecting longer terms
    • Dividends compounded and credited quarterly
    • Add dividends to share certificate or transfer earnings to another Allegius account
  • Provides more guarantee than other risky investments
  • Set money aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • Nationwide shared branches via the CO-OP network
  • $1,000 minimum deposit to open

Celebrate our anniversary with a great rate. Earn 3.60% APY with our 24-month certificate special.

*APY = Annual Percentage Yield. Membership and $1,000 minimum deposit required to open. Rate valid as of 4/13/2026. Promotion may end at any time. Penalty for early withdrawal. Fees may reduce earnings. Upon maturity, this certificate will automatically renew at the prevailing rate for a 6-month share certificate. 

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1Dividends is forfeited if balance is withdrawn prior to maturity. Less than one year maturity, 90 days dividends paid. Over one year maturity, 180 days dividends paid.