Earn monthly cash rewards for doing a few banking basics. And never pay a monthly maintenance fee — no matter what.

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Key Features

  • Really High Dividends
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirements
  • Free checking that pays high dividends
  • 2.05% APY* on balances up to $5,000
  • 2.05% to 0.19% APY on balances over $5,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Unlimited monthly transactions
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking
    • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • No minimum deposit to open

It’s Easy to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

Earn $200 with Back-to-School Accounts

It’s never too soon to start learning financial responsibility. High school or college students who open a savings and checking account can receive $200!

  • $100 for becoming a new member of Allegius Credit Union1
  • $100 for opening a new Kasasa Cash® checking account2

All you need to do to earn your $200 is set up automatic monthly deposits of $50 into each account. That’s $50 into savings and $50 into checking each month. That’s it!

Apply online and use promo code: BTS.

1New memberships only. Primary account holder must be individual who is attending school and between the ages of 16 to 24. Adult joint owner(s) are required for under 18 years of age, and is an option for over 18. $50 incentive is deposited at time of account opening and $50 incentive is deposited approximately 60 days after date of account opening. The $50 monthly minimum automatic deposit must be consistent during the 60 day time period after checking account opening to receive the incentive. Immediate family or Select Employee Group eligibility is a no cost membership option, otherwise a $25 Independent Cat Society deposit is required for membership eligibility. The $50 monthly automatic deposit amount can be $15 weekly, $25 semi-monthly or $25 bi-weekly. Other conditions apply. Limited time offer.

2New checking accounts only. Primary account holder must be individual who is attending school and between the ages of 16 to 24. Adult joint owner(s) are required for under 18 years of age, and might be needed for approval for over 18. Approval required. Approval based upon Chexsystems and TransUnion credit score parameters. Only one Kasasa Cash® or Kasasa Cash Back® per primary member allowed. $50 incentive is deposited at time of checking account opening and $50 incentive is deposited approximately 60 days after date of checking account opening. The $50 monthly minimum automatic deposit must be consistent during the 60 day time period after checking account opening to receive the incentive. The $50 monthly automatic deposit amount can be $15 weekly, $25 semi-monthly or $25 bi-weekly. Other conditions apply. Limited time offer.

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle" means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which Allegius Credit Union provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $5,000 receive APY of 2.05%; and balances over $5,000 earn 0.10% interest rate on the portion of balance over $5,000, resulting in a range from 2.05% to 0.19% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transactionfor reimbursements of individual ATM fees of $5.00 or higher.  When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.

APY = Annual Percentage Yield. APYs accurate as of 1/1/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.  Contact a credit union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.