APY is defined as Annual Percentage Yield, which is based on the assumption that dividends will remain on deposit until maturity. See account information brochure for more details. Rates subject to change without notice. Contact Allegius for the most current rates.
Kasasa Cash®* Learn More
| Balance | Rate | APY |
|---|---|---|
| $0 to $5,000 | 2.03% | 2.05% |
| $5,000+ | 0.10% | 2.00% to 0.19% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!
Savings Learn More
| Product | Balance | Rate | APY |
|---|---|---|---|
| Share Savings | $50 or more | 0.30% | 0.30% |
| Christmas Club | $50 or more | 0.30% | 0.30% |
| Special Savings | $50 or more | 0.30% | 0.30% |
Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.
Traditional, Roth, and Conversion Roth IRA Savings Learn More
| Balance | Rate | APY |
|---|---|---|
| $50 or more | 0.60% | 0.60% |
Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.
Share Certificates Learn More
| Balance | Term | Rate | APY |
|---|---|---|---|
| $1,000 Minimum | 60+ Months | 1.595% | 1.61% |
| $1,000 Minimum | 48 Months | 1.550% | 1.56% |
| $1,000 Minimum | 36 Months | 1.250% | 1.26% |
| $1,000 Minimum | 24 Months | 1.000% | 1.00% |
| $1,000 Minimum | 12 Months | 0.900% | 0.90% |
| $1,000 Minimum | 6 Months | 0.700% | 0.70% |
Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.
Dividends on Certificates are compounded and credited quarterly. There is a penalty imposed if certificate funds other than the dividends are withdrawn before maturity.
Insured Money Market Learn More
| Balance | Rate | APY* |
|---|---|---|
| $25,000 or more | 0.40% | 0.40% |
| $2,500 - $24,999 | 0.30% | 0.30% |
Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.
Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly.
Loan Rates
| Product | Interest Rates |
|---|---|
| Auto Loan | APR's from 4.50% to 18.00% |
| Unsecured Signature Loan | APR's from 9.95% to 18.00% |
| Home Equity Loan | Call for Rates |
| VISA Credit Card | APR's from 9.95% to 17.95% |
APR = Annual Percentage Rate. Loan Rates could vary due to Risk Based Lending Guidelines.