APY is defined as Annual Percentage Yield, which is based on the assumption that dividends will remain on deposit until maturity.  See account information brochure for more details. Rates subject to change without notice. Contact Allegius for the most current rates.

Rates effective as of 1/1/17 and can change without notice.

Kasasa Cash See Details

BalanceRateAPY
$0 - $5,000 2.05% 2.05%
$5,000+ 0.10% 2.00% to 0.19%
All balances if qualifications not met 0.01% 0.01%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, don't worry. Your account is still free. You'll also still earn our base interest rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

Savings See Details

ProductBalanceRateAPY
Regular Savings $50 or more 0.20% 0.20%
Holiday Club $50 or more 0.20% 0.20%
Special Savings $50 or more 0.20% 0.20%

Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.

Traditional, Roth, and Conversion Roth IRA Savings See Details

BalanceRateAPY
$50 or more 0.50% 0.50%

Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.

Share Certificates See Details

BalanceTermRateAPY
$1,000 Minimum 60+ months 1.095% 1.10%
$1,000 Minimum 48 months 1.05% 1.05%
$1,000 Minimum 36 months .75% .75%
$1,000 Minimum 24 months 0.50% 0.50%
$1,000 Minimum 12 months 0.40% 0.40%
$1,000 Minimum 6 months 0.20% 0.20%

Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.

Dividends on Certificates are compounded and credited quarterly.  There is a penalty imposed if certificate funds other than the dividends are withdrawn before maturity.

Insured Money Market See Details

BalanceRateAPY*
$25,000 or more 0.30% 0.30%
$2,500 - $24,999 0.20% 0.20%

Dividends on all Savings Accounts are paid on the average daily balance and compounded and credited quarterly.

Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly.

Loan Rates

ProductInterest Rates
Auto Loan APR's from 2.50% to 17.95%
Unsecured Signature Loan APR's from 9.95% to 17.95%
Home Equity Loan APR's starting at 4.75%
VISA Credit Card APR's from 9.95% to 17.95%

APR – Annual Percentage Rate. Loan Rates could vary due to Risk Based Lending Guidelines.