*Maximum number of payments skipped in a month: one monthly, two bi-weekly, two semi-monthly or four weekly. There is a $35 service fee to skip each payment on each loan. I must be a member in good standing with all my loans current (less than 15 days past due). I may skip one full payment on the following loan types: new and used vehicle, personal and VISA. Not offered on Credit Builder, 1st or 2nd mortgage loans. Interest will continue to accrue on a daily basis at the Annual Percentage Rate set forth in my loan agreement, both during and after the deferral period. This means that this deferral of scheduled payments will result in my having to pay higher total interest and a higher total number of payments, than if I made my payments as originally scheduled. I will, therefore, have to make extra payment(s) after my loan would otherwise have been paid off. In all other respects, the provisions of my original agreement remain in full force and effect. I agree to contact the Credit Union for exact payoff information. I agree that I will resume making scheduled payments beginning with the payment due during the month following the deferral and will make all scheduled payments due thereafter. I understand that all these payments will be applied first to finance charges and late charges, if any, and then to principal. My next monthly payment will include the finance charges from the skipped month. Monthly premium for Debt Protection will still be added to the loan on the skipped month.