Money Mechanics Blog

Get Your Cash Sooner with Early Deposit! 

Why wait for payday? With our new Early Deposit feature in Online Banking, you can get access to your direct deposit funds early!

Whether it's your paycheck, government benefits, or other regular direct deposits, you can release the funds into your account ahead of schedule for a small, flat per-item fee.*

How to get started:

1. Log into your Online Banking or mobile app.

2. Look for your ACH pending deposit and click "Review."

3. Click "Post Now" and accept the fee. Your funds are now available to you.

Take control of your cash flow and get paid on your schedule. Log in today to see if you have an eligible deposit waiting!

*Please Note: Standard per-item fees apply for each early deposit and you must have funds available for the fee in advance, without the incoming deposit. Availability depends on the timing of the payer's submission of the deposit file. The credit union is able to accelerate the deposit on your behalf for a higher fee. Any ACH distributions you have tied to the deposit will be made early (such as a loan payment).